Debt ReliefLive Transfers

Overview

What Debt Relief Live Transfers is

Debt Relief Live Transfers are consumers qualified by our team and warm-transferred to your agents, generated by Altarious Global performance campaigns and delivered to your business in real time. Deliver consented web leads and calls from consumers with significant unsecured debt seeking settlement, consolidation or management programs.

Live Transfers ensure that debt relief specialists speak only with consumers who fit the program. Our team confirms the consumer's state, total unsecured debt, debt types, payment status, income and consent before warm-transferring to the provider's enrolment team. This pre-screen removes consumers below the debt minimum, those with only secured or ineligible debt and residents of states where the provider cannot operate, so specialists focus on enrolable consultations. Transfers complement web leads by converting hesitant online researchers into live conversations and by improving contact rates in a category where consumers are often difficult to reach after submitting a form.

This product is suited to web leads businesses with a team ready to answer during defined hours, a clear view of the consumer they want, and the capacity to convert a live conversation. The acquisition objective is simple: put your team in front of debt relief consumers at the moment they are deciding.

Target consumer

Adults aged 30 to 65 with unsecured debt well above what they can repay on current terms, often across several credit cards and medical accounts. The most valuable segments are consumers with debt above the provider's minimum who are behind or about to fall behind on payments, have steady income to fund a program, and are motivated to avoid bankruptcy.

Consumer intent

Typical intent signals include: searching for debt relief programs, debt settlement or how to get out of credit card debt; carrying multiple credit card balances with only minimum payments being made; missed or late payments and receiving collection calls or letters; recent income disruption, medical event or divorce affecting finances.

How live transfers are generated

Consumers are acquired through performance campaigns targeting searches such as "debt relief programs" and "debt settlement companies", plus social and comparison placements. Interested consumers speak with our qualification team before any transfer is attempted.

Qualification approach

Qualification is configured to your appetite. Standard debt relief criteria include: age 18 or older and a resident of a state where the provider is licensed to operate; total unsecured debt at or above the provider's minimum threshold; debt types confirmed as eligible, such as credit cards, medical bills or personal loans; current payment status and hardship described; source of income sufficient to fund a program; consent to be contacted captured and interest in a consultation confirmed.

Delivery process

Once qualified, the consumer is bridged directly to your designated number or queue with a warm introduction. Delivery runs only during your operating hours with daily caps, and you can pause or adjust criteria at any time.