Supplemental InsuranceLive Transfers

Overview

What Supplemental Insurance Live Transfers is

Supplemental Insurance Live Transfers are consumers qualified by our team and warm-transferred to your agents, generated by Altarious Global performance campaigns and delivered to your business in real time. Reach consumers seeking dental, vision, accident, critical illness and hospital indemnity coverage to fill gaps in their primary plan.

Live Transfers let agencies sort supplemental demand by product before an agent is engaged. Our team confirms the consumer's state, age, the specific coverage they are seeking, their existing primary coverage and the number of people to insure, then warm-transfers to the agent or team best suited to that product. This pre-screen prevents consumers who actually need major medical from being handled as supplemental prospects, and identifies Medicare beneficiaries seeking dental and vision who may be candidates for a broader plan review. Agents receive focused, ready-to-enroll conversations.

This product is suited to insurance businesses with a team ready to answer during defined hours, a clear view of the consumer they want, and the capacity to convert a live conversation. The acquisition objective is simple: put your team in front of supplemental insurance consumers at the moment they are deciding.

Target consumer

Adults aged 25 to 75 who have a primary health plan with meaningful out-of-pocket exposure, or who lack dental and vision coverage entirely. Key segments include self-employed workers and gig earners, families enrolled in high-deductible plans, Medicare beneficiaries who want dental and vision, and hourly workers whose employers offer limited benefits.

Consumer intent

Typical intent signals include: searching for dental insurance, vision insurance or accident insurance plans; facing an upcoming dental procedure or needing new glasses without coverage; enrolled in a high-deductible health plan and concerned about out-of-pocket costs; recently enrolled in medicare and looking to add dental and vision benefits.

How live transfers are generated

Consumers are acquired through performance campaigns targeting searches such as "dental insurance plans" and "vision insurance", plus social and comparison placements. Interested consumers speak with our qualification team before any transfer is attempted.

Qualification approach

Qualification is configured to your appetite. Standard supplemental insurance criteria include: age 18 or older and a resident of a state where the agent is licensed; type of supplemental coverage sought identified, such as dental, vision, accident, critical illness or hospital indemnity; current primary health or medicare coverage status confirmed; not seeking supplemental products as a replacement for major medical coverage; approximate budget and number of people to be covered discussed; interested in enrolling or receiving a quote today.

Delivery process

Once qualified, the consumer is bridged directly to your designated number or queue with a warm introduction. Delivery runs only during your operating hours with daily caps, and you can pause or adjust criteria at any time.